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ABOUT THIS TOOL
*Term: We've assumed a 30-year term
*Property taxes: We've assumed a 1.5% property tax on the purchase price. Your rate, and ultimate tax bill, may differ significantly. For a more accurate total payment, enter your own estimated annual taxes.
*Homeowners insurance: Uses an annual premium of $0
*PMI: Your total payment includes an estimated $80 fee for private mortgage insurance (PMI) if your downpayment is less than 20% of the purchase price. Average PMI runs $50 to $80 per month on a median priced home of $159,000, according to the Mortgage Insurance Companies of America. But it can climb to $150 per month or more.
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CONEJO VALLEY HOMES
Equal Housing
Opportunity